Amy Vos – Case Coordination and Support Estate planning is changing as tax laws are changing. Factors that impact the decision to use a lifetime gift or include as an… Read more »
Long-Term Care for Employed Spouses
Nikki Kook – Marketing and New Business You are the sole proprietor or partner of a business. Your spouse is a genuine employee of the business. A long-term care insurance… Read more »
Estate Planning is Changing as a Result of the American Taxpayer Relief Act of 2012
Sataya Froemming- Client Service for Estate Markets With the enactment of the American Taxpayer Relief Act of 2012, balancing income and estate tax planning has become a focus of clients… Read more »
Permanent Life Insurance: Policy Loans Provide a Living Benefit
Dylan Habeeb- Products and Case Design The words “life insurance” are generally associated with funds available at death. While this is true, there are also benefits to permanent life insurance… Read more »
Putting the Freeze on Fees
Martha Petitjean – Executive Benefits Coordinator Executive Benefits Network provides fee-free access to client’s financial information, including illustrations and annual reports. This is not the case with most companies. As… Read more »
BOLI / COLI Case Study: Supports the Bank and its Community
Background: The bank initially purchased BOLI on a few of its executives and directors to informally finance the cost of deferred compensation plans. Later, the bank decided to purchase additional… Read more »
Split-Dollar Plans and Net Amount at Risk Considerations
Andrew Bainbridge- Client Service Specialist Employer owned split-dollar life insurance is a method of sharing both the obligations and benefits of life insurance with an employee while also providing an… Read more »
Are Nonqualified Defined Benefit Plans (SERPs) Still Relevant?
Dylan Habeeb – Presentation and Case Design Specialist The current problem facing Defined Benefit Plans (both Qualified and Nonqualified) in the corporate market: It is estimated that 93% of Qualified… Read more »
E-Filing Now Available for Top Hat Plan Statements
On September 30, 2014, the Department of Labor’s Employee Benefits Security Administration (DOL/EBSA) published a proposed regulation that would require electronic filing of “top hat” plan statements. A top hat… Read more »
BOLI/ COLI Case Study: Supports Continued Operations and Cash Need
Background: Prior to September 11, 2001, the airline industry went into a deep recession and many airlines were struggling. Cash flow was king and retaining key executives was paramount. This… Read more »