EBN Banking Services

• Analysis of current carrier's credit quality.
• Analysis of the structural framework of your current product.
• Examining any contractual guarantees of the current contracts to current interest rate environment.
• Examining the mortality and expense ratios of the current carrier(s).
• Evaluating current interest crediting rate trends.
• Evaluating any contingency fee arrangements that may be between the carrier and vendor.
• Analyzing the overall performance of the current product against the industry average.