EBN Team

In addition, he focuses on business succession, life insurance and financial planning. He is a frequent national speaker as an expert in Nonqualified Executive Benefit Plans and Bank Owned Life Insurance Programs.  Mr. Fritz is a Past Director of Finseca, an organization which is recognized as the financial services most important organization focused on legislative lobbying on Capitol Hill as well as providing educational opportunities for the industry’s most sophisticated planners. He is the Past Chair of Finseca’s Nonqualified Deferred Compensation/COLI/BOLI Committee. In addition, Mr. Fritz is a Past Trustee of The American College of Financial Services.  Established in 1925, The American College provides advanced degrees and credentials for Advisors involved in the financial services industry.

David lives in River Hills, Wisconsin with his wife, Molly, and has six children.

His work is centered around designing creative strategies for executive compensation planning, business succession planning, and estate planning for high net worth individuals.  He is a frequent speaker at various industry meetings and seminars. Prior to entering the financial services industry, Pat worked for three years as a senior accountant in audit for KPMG in the bank service area.  He worked five years as an attorney for Michael Best & Friedrich LLP where he concentrated his practice in general corporate and securities law. 

Pat is an active member in the State Bar of Wisconsin and a member of the MDRT Association.  Pat lives in Milwaukee, Wisconsin with his wife, Jill, and three children.

Mark enjoys active membership in many state banking associations, along with the National Association of Life Underwriters and lifetime membership in the Million Dollar Round Table. 

Mark and his wife Julie currently split time between their BOLI practice in Minnesota and their residence in Arizona, where hobbies include golf, western reining and enthusiastic involvement with various philanthropic organizations.

Beth offers over ten years of experience in the insurance and securities industry. She holds her state insurance license and her Series 6 and 63 securities licenses. In 2024, Beth earned the designation of Chartered Life Underwriter (CLU), often considered the “gold standard” in life insurance expertise. Beth is responsible for implementation and insurance underwriting for corporate and personal policies for Patrick Marget.

She lives in south central Pennsylvania with her husband, Adam, their three children, and their six pets. In her free time, Beth enjoys relaxing on her screen porch surrounded by nature and dreaming about her next home improvement project. 

Jessica provides administrative and client support to Pat Marget, J.D., CPA, CFP®, CLU®.  She holds a BS in Finance from Illinois State University and brings over 24 years of experience supporting the implementation of comprehensive financial planning for corporate leaders and executive benefits for community banks.

A native of Central Illinois, she resides in Texas with her husband Steve and their two sons, Jackson and Tyler, where much of her free time is spent at the baseball field.

Ed provides executive benefits plan and policy design consultation on nonqualified plan cases for the bank, corporate, and insurance company markets.  Ed holds his Wisconsin state insurance licenses and is Series 6 and 63 registered.  Ed previously worked in the Advance Markets division of Northwestern Mutual as a sales consultant.

Ed graduated from Oakland University in Rochester, Michigan with a BSE in Computer Engineering.  Ed is married to Cindy and has four adult children and two grandchildren.

Maria Valtierra brings over 10 years experience in financial services, specializing in investments and underwriting operations, along with more than 2 years of people leadership in operational roles at a Fortune 500 Company. She is known for her strong execution, attention to detail, and ability to lead teams and processes that support exceptional client outcomes from start to finish.

Maria is responsible for implementation and insurance underwriting for corporate and personal policies for David Fritz, ensuring accuracy, compliance, and seamless coordination from application through issuance. 

Originally from Michigan, Maria pursued her college education in Minnesota and now calls Wisconsin home, where she and her husband, Jacob, are raising their four children. They also have an adult daughter and two grandchildren in the Twin Cities. 

Outside of work, Maria enjoys traveling, volunteering with her family in their faith-based community, and—whenever possible—singing.

Liz’s responsibilities include providing administrative and marketing support to David Fritz, CLU®. She also handles the firm wide marketing including design of firm materials, event coordination, strategic planning, scheduling and website maintenance. She earned her bachelor’s degree in Marketing with an Emphasis in Direct and Internet Marketing from the University of Wisconsin-Whitewater.

Liz lives in Grafton, WI with her husband, four daughters and goldendoodle. She enjoys being active, spending time with friends and family and volunteering.   

He has published several articles on Bank Owned Life Insurance that have appeared in the American Banker, Bank News, and Bankers Online. Joe has appeared as a guest instructor for numerous organizations including Securities Institute Association, Robert W. Baird, Stifel Nicolaus, Northwestern Mutual, Mass Mutual, Kansas University Law School, and the University of Missouri-Kansas City Law School. He is a specialist in the areas of tax planning with life insurance. He is a member of the Estate and Business Strategies group and a Financial Representative of Northwestern Mutual. He frequently speaks on the design of corporate owned life insurance for balance sheet enhancement to Fortune 1000 companies.

Joe is a graduate of Baker University and the Kansas State Captain of the Association of Advanced Life Underwriters. He is a member of the Society of Financial Services, Kansas University Alumni, and St. Johns Parish. He lives in Lawrence, Kansas with his wife Nancy. He has three children Nicole, Abby, and Cody.

Ty brings a unique perspective to Executive Benefits Network as a 38 year veteran of the banking industry. He started his banking career in Arizona before moving back to his hometown of Montezuma, Kansas to continue the success of his family-owned Montezuma State Bank. He was the fourth generation to run the bank, serving as President & CEO for 27 years. He joined EBN in 2014 as a Marketing Specialist. He focuses on helping banks in the Midwest to retain and reward their top executives.

Ty attended Kansas State University and Arizona State University. He is a former member of the Bank Management Committee with the Kansas Bankers Association, and also a former member of the Membership/Marketing Committee with the Community Bankers Association of Kansas. He is an avid golfer, serving as the Golf Chairman of the Dodge City Country Club. Ty resides in Wichita, Kansas and has two children.

Steven is a twenty-two year veteran of the financial services industry. He spent eighteen years in the banking industry as a senior officer and board member of several banks in the Greater Kansas City Metropolitan Area. While in banking, he served as Chairman of the Board The Greater Kansas City Clearing House and the President of the local chapter of the Bank Administration Institute. He left banking seven years ago to join the Northwestern Mutual Financial Network. He joined Executive Benefits Network as a senior analyst for bank profitability strategies and liaison to the Federal Reserve.

He graduated from Pittsburg State University in 1969 with a degree in Chemistry and Math. He also completed his MBA at Central Missouri State University in 1973. He is currently on the Board of Directors of the Kansas City Kansas Chamber of Commerce. He has served as Chairman of the Board of the Wyandotte County Chapter of the American Red Cross and a Board Member of the Greater Kansas City YMCA.

Steven lives in Lake Quivira, Kansas with his wife and daughter Mindy. He is currently working with many banks, bankers, large trusts, and corporate officers with their planning needs.

Josh Williams joined EBN in 2016.  His responsibilities include being the first point of contact for client relations as well as providing key administrative assistance. Josh also designs and creates all monthly reports for EBN’s bank and corporate clients.